get ready for

A lending team that’s focused on you.

At Luminate Bank, we’re redefining the home loan industry by ditching the old bad habits and bringing together a team with decades of experience. Our mission? To align with your vision and help you unlock your full potential through smarter finances.

>> Our Team

We believe lending should be easy to understand and approachable. With transparency and consistency at the heart of everything we do, we’re here to make sure every step is clear and every decision is made in your best interest.


Our goal is to keep you informed, engaged, and confident at every turn—so, let us introduce you to the staff who make it all happen!

A large group of people are posing for a picture under a tree.

Annemarie Federlein

Mortgage Loan Originator | NMLS# 1156413

Annemarie Federlein joined the mortgage industry in 2003. Over the course of her career, she has worked in all facets of the industry, including processing, underwriting, and management, before becoming a loan officer in 2017. Her widespread experience gives her a holistic view of the mortgage process, as she offers clients a sense of familiarity in every step of obtaining a loan. 


Annemarie has received awards recognizing her as Top Closer while working as a processor, and received a Best Department award while working in a management position. 


“I tell all my clients that one thing I promise to provide them is transparency and customer service,” Annemarie says. “Seeing as I did work in so many facets in this industry, my vast knowledge really comes into play when structuring an application.” 


Outside of work, Annemarie is the proud mother of three children and spends her spare time with her family. She enjoys watching her children play a variety of sports and creating memories with them by visiting new places and enjoying new experiences together.